Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Pros and Cons of a NUA Strategy Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article. When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial? Starting a Roth IRA for a Teen This early financial decision could prove helpful over time.